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Only 61% of adult Americans have life insurance (down from 70% in 1984).
Only 41% of adult Americans have individual life insurance Xavi Hernandez Jersey , many rely on group insurance leaving them vulnerable if they lose their job.
The average life insurance needed, based on calculations recommended by the U.S. Government for victims of 911, is $459, average insurance coverage owned is $126,000.
Almost half the population would be inadequately prepared if the primary breadwinner would die tomorrow.
Some 45% of widows and 37% of widowers say their spouse was inadequately insured.
Within two years after death Thomas Vermaelen Jersey , 50% of the widows and 33% of the widowers are “just getting by” financially.
In the last two years, 11% of America households shopped for life insurance only 8% bought – about 890,000 households out of 111 Million.
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